Job Description

About the role:

As the Finance Manager for Paysend Americas , you will be responsible for a meaningful  portion of the financial agenda for the Americas business, including oversight of key finance  risks and internal controls, financial reporting and analysis, carry on business cases and  financial analysis around pricing and partners’ commercial terms, regulatory reporting, as  well as playing a key role in interacting with external accounting and tax providers, as well as  external auditors.

You will be a key member of the Americas team reporting directly to the Americas Chief  Financial Officer (CFO) and provide support to senior management and to the CEO for the  Americas. You will have a key role within a fast growing multi-national fintech company. In  the US, Paysend is a regulated entity, which holds money transmission licensees across  several States. You will have experience working in the finance function of a financial  services company and tackle any problem as well as coordinate/prepare multiple  deliverables in a fast-paced environment. You will need to have an analytical mindset and  have incredible attention to detail to succeed in this role. You will have the opportunity to  report and collaborate on all Paysend entities with the Americas. This is a hybrid role with the flexibility to work at home and from our Miami office.

What you’ll be doing: 

• Management of day-to-day finance function including providing support to the  preparation of management and statutory accounts and monthly, quarterly and  annual regulatory filings for Paysend (all applicable across Americas)
• Overseeing all financial control activities, e.g., month-end close process, preparation  and review of management accounts, including comprehensive balance sheet review
• Act as the key point of contact for external audit engagements, internal audit reviews,  regulatory reviews, and subsequent closure of any relevant recommendations.  Ensure the reliability of the financial reporting (internal and external reporting)
• Partner with various internal functions (Compliance, Financial Reporting) to ensure  accurate and timely fulfilment of all regulatory reporting requirements to all applicable  regulatory agencies in the US and other jurisdictions, as needed
• Support the CFO in the management of all finance related risks together with actions  to mitigate such risks
• Tracking of outstanding liabilities daily for accuracy and proper financial reporting, as  well as permissible investments for adequate coverage (for all applicable  jurisdictions) at all times
• Provide support to the management of finance policies, including outstanding  liabilities, permissible investments and Americas specific accounting policies, as  applicable
• Monitoring the entities’ capital adequacy to ensure that sufficient net worth is always  maintained to meet regulatory requirements, as applicable
• Support the Americas CFO in ensuring that a full suite of management information  for monitoring the performance of the Company is prepared and reviewed within  reporting deadlines
• Prepare financial analysis on corridor profitability, pricing, new initiatives business  case, as well as perform financial analysis on commercial agreements with key  business partners
• Prepare financial reporting and presentations with high-quality financial information, summarising budget trends, analysing deficiencies and reporting variances to the Americas Board
• Management of corporate bank accounts, supporting the accounting and reporting  team with details on payments and cash receipts, as appropriate
• Understanding of payments business processes and development of systems and  procedures to ensure strong financial controls are maintained
• Understanding the flow of funds for new and existing products and how they should  be  accounted for
• Support the CFO in managing statutory tax reporting
• Supporting group projects and deliverables.

What you’ll need to be successful in the role:

• Experience within regulated companies operating under a money transmission  license, and hands-on expertise in regulatory reporting
• Experience of leading financial services audits with external auditors
• Experience of leading financial control activities, including risk determination,  mitigating plans development and implementation
• At least 7 years post qualification experience in accounting, financial reporting, audit,  and financial risk management in relevant organizations; CPA in the US is a plus
• Solid knowledge of accounting, financial reporting, and tax, as well as understanding  of USGAAP
• Strong analytical skills and advanced Excel
• Excellent written and verbal communication
  
• Strong focus on controls and processes
• High attention to detail and ability to meet deadlines
• Ability to work closely with external advisors (audit, tax and accounting), in addition to  being a strong multidisciplinary collaborator within the company
• Strong written and verbal communication skills - you will engage with colleagues on a  daily basis to ensure processes and standards are being followed.

Ideally, you’ll also have: 

• High growth tech experience (preferably FinTech), as well as having experienced  best practice in a larger organisation (card scheme knowledge is a strong plus) or  external audit company
• High energy and creativity, an entrepreneurial spirit and the ability to work  autonomously in a fast growth and changing environment
• Understanding of the payments industry
• Experience with NetSuite
• Spanish speaking

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